If you want results, call us. If you want peace of mind, call us. If you want representation who understands the hardship that has been thrust upon you, call us.
Request Free Consultation
Workers’ compensation is a familiar topic on every employee’s mind. Even if you have never been the victim of a work injury, you probably have a basic understanding of the steps needed to get adequate medical attention and benefits.
That being said, for as vast as the internet is, there aren’t many good resources that have compiled facts and helpful statistics that fully illustrate the scope of workers’ compensation in the United States. Until now.
We’ve compiled an extensive list of some of facts and statistics below, as they pertain to work injury and workers’ compensation claims in the United States and California.
According to the Travelers Injury Impact Report, the most common accidents in workers compensation claims include: 32% material handling, 16% slips, trips and falls, 10% being struck or colliding with object, 7%, accidents involving tools, 4% Cumulative trauma, 31% all other.
Most common injuriesin claims: 30% strains/sprains, 19% cuts or punctures, 12% contusions, 5% inflammation (tendinitis), 5% fractures, 29% all other.
Average days from work by injury: Strains and sprains – 57, Cuts/punctures – 24, Contusions – 27, Inflammation – 91, Fractures – 78
Average cost of most frequent injuries: Strains $17,000, Cut/punctures $8,200, Contusions $8,000, Inflammation $24,500, Fractures $42,400
The most costly injuries are not the most common: Amputation $102,500, Dislocation $97,100, Electric Shock $55,200, Crushing $54,600, Multiple Trauma $50,000
States with highest premiums: California – $3.48 per $100, Connecticut – $2.87 per $100, New Jersey – $2.82 per $100, New York – $2.75 per $100, Alaska – $2.68 per $100
Almost all states adhere to some form of the exclusive rememdy provision, meaning that an additional personal injury claim cannot be filed against employers on top of a workers’ compensation claim except for specific circumstances.
As of July 10, 2016, California has already seen 11,522 claims filed and a total compensation of $443,375,447.
72% of California workers hired workers compensation lawyers to handle their claims.
57% of the workers’ compensation claims in California were to the back.
Reasons for delay of benefits: 36% ongoing medical treatment, 17% employer delay, 17% lawyer delay, 14% finding a lawyer/negotiating, 16% other
In California, the loss of a breast because of cancer is only considered 0-5% disability, so its essentially not counted in terms of compensation. Furthermore, less than 3% of medical evaluators are women.
The average California medical benefit per claim is among the highest in the country with costs more than 90% above the countrywide median.
This high cost of medical benefits are not driven by treatment costs but are driven by the length of time a claim remains open and medical benefits are paid.
California has the highest ratio of loss adjustment expenses (expenses associated with investigating and settling claims) to losses in the country.
The cost of workers’ compensation benefits to injured workers is provided by over 500,000 insured employers conducting business in California.
Temporary disability and permanent partial disability comprise over 90% of indemnity benefits in California:
Indemnity claim frequency was approximately 20% higher in the Los Angles Basin and San Joaquin Valley areas and approximately 33% lower in the Bay Area.
Written premiums in California grow at a double digit annual rate due to higher premium rates and growth in insured payroll.
Despite workers’ compensation reform in California, the litigation rate has nearly doubled for all workers compensation claims and more than tripled for claims involving lost time.
Benefit and expense payments for temporary disability claims with an attorney average $30,319 versus $5,598 for those without; while payments on permanent disability claims with an attorney average $66,208 versus $25,300 for those without.
NO up-front costs we win or you don’t pay
At no up-front cost to you, DiMarco | Araujo | Montevideo provides the best legal representation in work injury cases, on a contingency fee basis. This means that we do not take a fee until you receive compensation. You will not incur any legal fees or costs for our time and assistance unless we do our job and earn you a trial verdict or settlement. We have every incentive to maximize your recovery.