As COVID-19 (the coronavirus) continues to spread throughout the country and affect workers, many employers are looking for ways to help employees who have contracted the virus. One of these outlets may be a workers’ compensation claim depending on the situation. California’s workers’ compensation system provides financial benefits to make up for medical expenses and lost wages when an injury or illness takes an employee out of work.
After consulting with an attorney, evaluating your claim, crafting your demand letter and sending it in, it can be difficult to wait for an answer from the insurance company. You may be unable to fully move forward without knowing the insurance company’s response. Luckily, most insurance settlements in Riverside take just one to three months to resolve.
Injuries at work happen often in Riverside, California. As an employee, you need to protect your rights by understanding how the state’s workers’ compensation system operates. One misstep during the claims process could bar you from recovery for your damages. While the system generally makes it easy for injured workers to recover compensation, a mistake such as a missed deadline to file could take away your chances of a settlement.
California’s workers’ compensation system provides no-fault benefits to injured workers. An employee that suffers an injury while on the job can receive compensation for his or her losses without needing to prove anyone’s fault or negligence. The same employee must, however, take a few other steps before receiving a check. One of the main responsibilities an injured worker has is to report the injury to his or her employer.
California has a widespread problem with medical fraud in the state’s workers’ compensation system. Health care providers are racking up tens of thousands of dollars in unnecessary tests, procedures, and treatments – exploiting the system to make millions on the backs of workers who suffer injuries on the job. The holes in California’s workers’ compensation system make siphoning money from that system almost too easy.